If youâre an Indian student planning to study in Australia, navigating the Australia student visa process can seem dauntingâbut with the right roadmap, you can approach it with confidence. This guide walks you through each stage, specific to applicants from India, so you know exactly what to expect and how to stay on track.
The first step is to understand what visa you need. For most full-time international students in Australia, the visa is Subclass 500 â Student Visa.
This visa allows you to:
enrol and attend a registered course in Australia
work part-time during study and full-time during breaks (under visa conditions)
stay in Australia for the duration of your course plus any permitted buffer.
Itâs essential you meet all the eligibility criteria and lodge the application correctly to avoid delays or refusal.
As an applicant from India, you should note:
The Australian Government and education providers emphasise that applicants must be genuine students, i.e., you are going to study, not just to work or immigrate.
The process often involves verifying finances, English proficiency, health and character â Indian applicants must ensure all documentation is clear, up-to-date and credible.
Application errors or missing documents can delay processing or result in refusal. For example: âcheck twiceâ guidance from the Department of Home Affairs (Australia).
Before you apply for the visa, you must first get admitted to an Australian education provider. Key points:
Choose a course aligned with your academic background and career goals.
Make sure the education provider is registered for international students (i.e., appears on the Commonwealth Register of Institutions and Courses for Overseas Students (CRICOS) list).
Submit your application to the provider and await a Letter of Offer. Once accepted and deposit paid, youâll get a Confirmation of Enrolment (CoE).
This stage is critical because you cannot apply for the visa without the CoE. The sequence:
The provider issues you a Letter of Offer, outlining course, fees, terms.
You accept, pay any required deposit or fees as directed.
Provider issues the electronic CoE once youâve met the terms. This CoE is required for your visa application.
Keep your CoE safe â youâll upload this to your visa application.
As part of eligibility for the Student Visa, youâll typically need to meet:
English language proficiency (such as IELTS, PTE) at minimum scores set by your provider and visa rules.
Health requirements (may include medical examination) and character requirements (police certificates) as required for overseas students.
Meet the âGenuine Studentâ (GTE) requirement: i.e., you genuinely intend to study in Australia, will abide by visa conditions, and will leave Australia when required (or transition legally).
One of the strict parts of the process: you must show you have sufficient funds to cover tuition, living costs, travel. Also you must purchase OSHC.
You must show proof of access to funds for your first year of study (and for accompanying dependents, if any) including tuition, accommodation, living, travel.
Purchase Overseas Student Health Cover (OSHC) for the duration of your stay. This insurance covers medical/hospital costs. Study Australia+1
Because you are applying from India, ensure your bank statements, sponsor letters, income certificates are clear, translated if needed, and meet the standards specified.
Once you have all the supporting documents, youâre ready to apply for the visa.
Create an ImmiAccount on the Department of Home Affairs website.
Fill in the application for Subclass 500, ensure all fields (name, date of birth, passport number) match your passport exactly.
Upload your CoE, English test results, financial documents, OSHC evidence, health/character documents.
Pay the application fee online via ImmiAccount.
After submission:
You may be asked to attend a biometrics appointment (fingerprints/photo) and/or undergo a medical examination at an authorised clinic.
Ensure you respond quickly and book appointments as soon as you receive instructions, to avoid delays.
Once your application is complete:
Use your ImmiAccount to track application status and respond to any requests for further information.
Processing times vary depending on sector, when you applied, completeness of your documents, risk rating, etc. Some sources mention typical times of 4-12 weeks for many Indian applications.
Do not finalise travel, accommodation or make big commitments until your visa is granted.
Once you receive your visa grant letter:
Check the grant letter carefully: note visa conditions (e.g., work rights, course enrolment, location).
Book your flight to Australia, arrange your accommodation, attend any preâdeparture orientation offered by your provider.
Get your OSHC activated, open a bank account (once you arrive), familiarise with the local area, transport, student services.
Arrive in Australia in time for the course orientationâideally a week or two ahead to settle in.
To improve your chances and avoid common issues:
Avoid weak GTE statements. Your statement must convincingly show you are a real student, with ties to India (family, community), realistic future plans and why you chose Australia.
Ensure financial documents are upâto-date and credible. Old bank statements, ambiguous funds, unclear sources can raise red flags.
Choose a credible institution and course. Some âghost collegesâ or weak providers raise risk for visa refusal. A trusted provider with good credentials helps.
Apply early. Donât leave the visa step to the last minuteâdelays can derail your planned intake.
Stay honest. Misleading information, forged documents or omissions often lead to refusal and future bans.
Monitor policy changes. Visa rules (financial thresholds, English test standards, etc) change from time to timeâstay current.
To prepare financially:
Application fee: Check current fee at the time of application (varies).
Tuition fees: Varies hugely depending on course and institution.
Living costs: You must show you can support yourself (and dependents if any) for living expenses, travel and accommodation for the first year at least.
Health Cover (OSHC): Purchase cost varies by provider and length of stay.
Other costs: Airfare, settling costs, books, etc. Planning ahead helps reduce stress.
Once granted, your visa conditions may include:
Only attend the course you were granted the CoE for.
Maintain satisfactory attendance and progress in your course.
Notify your education provider and potentially immigration if your address changes.
Work rights: usually up to 48 hours per fortnight during term time, full-time in scheduled breaks (always check your grant letter for exact conditions).
You must maintain your OSHC cover for the entire stay.
While your primary goal may be studying, consider:
At the end of your course you may be eligible for a Temporary Graduate Visa (Subclass 485) which allows you to stay and work in Australia for a period (depending on qualification).
Your study in Australia may also open pathways to work, career growth or permanent residency (depending on your field, location, experience).
Always ensure you comply with visa conditions during your stay to keep future options open.
Hereâs an illustrative timeline (adjust based on your specific intake):
| Month | Activity |
|---|---|
| Month -4 to Month -3 before course start | Research courses, sit English test, apply to providers |
| Month -3 | Receive offer, accept, pay deposit, get CoE |
| Month -3 to Month -2 | Arrange OSHC, gather financial documents, create ImmiAccount |
| Month -2 | Submit visa application, pay fees, attend biometrics/medical if notified |
| Month -1 to Month 0 | Receive visa grant, book travel, finalise accommodation, pre-departure prep |
| Course start | Arrive in Australia, attend orientation, begin studies |
Navigating the Australia student visa process from India may look complex, but when broken down step-by-step, it becomes manageable. From selecting the right course and institution, gathering documents, meeting eligibility criteria to lodging your visa application and preparing for arrivalâeach stage matters. With thorough preparation, honest documentation and realistic planning, you can set yourself up for a successful study journey in Australia.
Is the English test mandatory for all Indian applicants?
Yes, for many courses and visa applications you must provide evidence of English language proficiency. Check your providerâs requirements and visa rules.
How much money do I need to show for living expenses in Australia?
You must show sufficient funds to cover tuition, first year living and travel expenses. While exact amounts vary, recent guidance gives indicative figures.
Can I work while I study on the student visa?
Yes, typically the Subclass 500 visa allows you to work part-time (often up to 48 hours per fortnight) during study term and more during breaks. Always check your individual visa conditions.
What happens if I change my course or provider after getting the CoE?
You must inform your education provider and the immigration department. If you change course or provider, you may need a new CoE and may need to meet the visa requirements again depending on the change.
How early should I apply for the student visa?
Itâs wise to apply at least several weeks before your course starts, once you have your CoE and all documents ready. Some sources suggest lodgement 12 weeks or more ahead.
What are common reasons for student visa refusal?
Common reasons include: incomplete or inconsistent documents, weak genuine student statements, insufficient proof of funds, or choosing a highârisk provider/course. Preparation and honesty help mitigate these risks.




